Resolving Income Tax Notices for Individuals & Salaried Employees

Resolving Income Tax Notices for Individuals & Salaried Employees

Salaried employees, freelancers, and investors receive tax notices more often than is widely understood - triggered by AIS mismatches, high-value transactions, or undeclared income. SMACAS resolves these notices efficiently, from simple 143(1) rectifications to full scrutiny assessments, protecting clients from unwarranted additions.

Frequently Asked Questions

I got a notice for cash deposits in my bank account - what should I do?

Cash deposits above ₹10 lakh in a savings account are reported to the Income Tax Department under SFT (Statement of Financial Transactions). If the source is not reflected in your ITR, a notice under Section 142(1) or 148A will follow. You must provide a source explanation with supporting documents - salary slips, sale deed, loan repayment evidence, or gift deed as applicable.

What is a Section 143(1) demand notice and how is it different from scrutiny?

A Section 143(1) demand is a system-generated notice issued when the ITR processing throws up a mismatch - between TDS credit claimed and Form 26AS, or deductions that do not match records. It is not a human scrutiny. Most 143(1) demands can be resolved by filing a rectification request under Section 154 or a revised response through the compliance portal.

I received a notice for a high-value stock market transaction. What do I need to show?

Equity transactions above ₹10 lakh per year are reported by brokers under SFT. If STT-paid capital gains are not declared in your ITR or are under-reported, a notice follows. You need to produce the broker statement, contract notes, and capital gains computation. Long-term gains above ₹1L attract 10% tax; short-term gains attract 15%.

Can a salaried employee with only Form 16 income receive an income tax notice?

Yes. Common triggers for salaried employees include: mismatch between Form 16 and AIS (Annual Information Statement), home loan interest deduction claimed without property ownership proof, HRA exemption claimed in a city not reflected in rent receipts, and LTA claims without supporting travel bills. Reconciling AIS before filing ITR prevents most such notices.

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